Cover that's actually there when you claim.
Home, auto, life and business insurance arranged through Midwest — held alongside your accounts, with one number to call on the day something goes wrong.
- Compare cover from vetted insurers in one place
- Policies and documents sit alongside your accounts
- A named claims handler from first call to settlement
94%
Claims paid in full
8 days
Average settlement
12
Insurers compared
24/7
Claims line
What we can cover
Arranged with insurers we've worked with long enough to know how they behave at claim time.
Home
Buildings and contents, with accidental damage and away-from-home cover as options. Tenants and landlords both catered for.
Auto
Comprehensive cover for personal and light commercial vehicles, with a courtesy car and windscreen cover included as standard.
Life & protection
Term life, critical illness and income protection, sized against your actual commitments rather than a round number.
Business
Public and employer's liability, commercial property, stock, and business interruption — including cover for farms.
One call, one person, until it's settled
Most complaints about insurance aren't about price — they're about what happens after something goes wrong. You get a named handler who stays on your claim from the first call to the payment.
No re-explaining
The person you speak to has your file open and knows where the claim stands.
Emergency support first
Boarding-up, a courtesy car or temporary accommodation is arranged before the paperwork starts.
Paid to your account
Settlement lands straight in your Midwest account, so you can see it the moment it clears.
Getting covered
Tell us what needs covering
A few questions about the property, vehicle, family or business — no long forms.
Compare real quotes
We come back with cover from up to twelve insurers, with the differences in the small print spelled out plainly.
Hold it in one place
Your policy documents, renewal dates and claims line sit alongside your accounts, so nothing gets lost in a drawer.
Common questions
Does Midwest underwrite these policies?
No. We arrange cover with established insurers and handle the relationship for you. The policy itself is issued and underwritten by the insurer named in your documents.
Do I have to bank with Midwest?
No, though holding your policies alongside your accounts means renewals, documents and claim payments all sit in one place.
Can I insure a farm?
Yes. Farm buildings, machinery, livestock and liability cover are all available — speak to us alongside any agricultural lending.
How do I make a claim?
Call the 24/7 claims line or start it in-app. You're assigned a named handler who stays with the claim through to settlement.
What happens at renewal?
We re-check the market before your renewal date and tell you if a better option exists. You're never rolled onto a worse price by default.
Get a quote in a few minutes
Tell us what needs covering and we'll come back with real options, clearly explained.